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Insurance terms and definitions

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Insurance terms and definitions

Articles on basic insurance terms and definitions

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Boat & PWC insurance (3)
Car insurance (42)
Condo insurance (2)
General insurance topics (10)
Home insurance (24)
Identity theft protection (1)
Life insurance (39)
Motorcycle insurance (5)
Pet insurance (2)
Renters insurance (4)
RV/Trailer insurance (4)
Travel insurance (1)
Wedding and event insurance (1)

Life insurance
What is a guaranteed insurability rider?
4 minute to read
Renters insurance
What is personal liability coverage for renters insurance?
2 minute to read
Life insurance
Should you buy life insurance with a long-term care rider?
4 minute to read
Home insurance
What is an attractive nuisance?
4 minute to read
Life insurance
What is a life insurance annuity?
4 minute to read
Home insurance
Escrow and homeowners insurance
4 minute to read
Life insurance
What is life insurance fraud?
4 minute to read
Home insurance
What is flood insurance?
4 minute to read
Home insurance
What is extended replacement cost on a home policy?
2 minute to read
Life insurance
What is a term rider for life insurance?
4 minute to read
Life insurance
What is a death benefit in life insurance?
5 minute to read
Car insurance
What is a car insurance premium?
4 minute to read
Life insurance
What are child and spouse life insurance riders?
3 minute to read
RV/Trailer insurance
What is full-time RV insurance?
3 minute to read
Life insurance
What is an accelerated death benefit rider?
3 minute to read
Car insurance
Does temporary car insurance exist?
4 minute to read
Car insurance
What is a lienholder on a car?
5 minute to read
Car insurance
What's the difference between at-fault and no-fault accidents?
3 minute to read
Life insurance
What is supplemental life insurance?
5 minute to read
Car insurance
What is car insurance fraud?
4 minute to read
General insurance topics
Replacement cost value vs. actual cash value
5 minute to read

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.

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Insurance terms and definitions

Articles on basic insurance terms and definitions

What is a guaranteed insurability rider?

What is personal liability coverage for renters insurance?

Should you buy life insurance with a long-term care rider?

What is an attractive nuisance?

What is a life insurance annuity?

Escrow and homeowners insurance

What is life insurance fraud?

What is flood insurance?

What is extended replacement cost on a home policy?

What is a term rider for life insurance?

What is a death benefit in life insurance?

What is a car insurance premium?

What are child and spouse life insurance riders?

What is full-time RV insurance?

What is an accelerated death benefit rider?

Does temporary car insurance exist?

What is a lienholder on a car?

What's the difference between at-fault and no-fault accidents?

What is supplemental life insurance?

What is car insurance fraud?

Replacement cost value vs. actual cash value

Browse related categories

Coverages explained

Insurance requirements