Insurance terms and definitions

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Insurance terms and definitions

Articles on basic insurance terms and definitions

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Boat & PWC insurance (3)
Car insurance (43)
Condo insurance (2)
General insurance topics (10)
Home insurance (24)
Identity theft protection (1)
Life insurance (40)
Motorcycle insurance (5)
Pet insurance (4)
Renters insurance (4)
RV/Trailer insurance (4)
Travel insurance (1)
Wedding and event insurance (1)

Life insurance
What is the face amount of a life insurance policy?
4 minute to read
Motorcycle insurance
Segways vs. hoverboards
3 minute to read
Renters insurance
What is a deductible for renters insurance?
4 minute to read
Car insurance
Does car insurance cover the car or driver?
4 minute to read
Car insurance
What does "no-fault" state mean?
2 minute to read
Life insurance
What is guaranteed life insurance?
3 minute to read
Car insurance
What does agreed value mean?
2 minute to read
Life insurance
What is a payor benefit rider?
2 minute to read
Life insurance
What is adjustable life insurance?
4 minute to read
Life insurance
What is permanent life insurance?
3 minute to read
General insurance topics
What is an insurance policy?
4 minute to read
Motorcycle insurance
What’s covered by motorcycle insurance policies?
4 minute to read
Home insurance
Renters insurance vs homeowners insurance
4 minute to read
Motorcycle insurance
What is a cruiser motorcycle?
4 minute to read
Life insurance
Life insurance vs. AD&D insurance
3 minute to read
Home insurance
Mortgage insurance vs. homeowners insurance
2 minute to read
Boat & PWC insurance
Should I buy a sailboat or a motorboat?
4 minute to read
Life insurance
Decreasing term life insurance explained
3 minute to read
Identity theft protection
What is identity theft insurance and protection?
3 minute to read
Home insurance
Home insurance premiums explained
2 minute to read
Car insurance
What is split-limit insurance coverage?
3 minute to read

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.