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Coverages explained

Discover how different types of insurance and coverages protect you from the unexpected.

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Coverages explained

Articles on how insurance coverage works

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ATV/UTV insurance (2)
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Home insurance
What is loss of use coverage on a homeowners insurance policy?
4 minute to read
Life insurance
How does life insurance work?
5 minute to read
Home insurance
What is landlord insurance?
2 minute to read
Life insurance
How to borrow against a life insurance policy
3 minute to read
Home insurance
What is flood insurance?
4 minute to read
Life insurance
What is a term life insurance rider?
3 minute to read
Home insurance
Does homeowners insurance cover sewer line damage?
4 minute to read
Car insurance
What is personal injury protection?
5 minute to read
Home insurance
What is other structures coverage?
3 minute to read
Car insurance
What is collision damage coverage for rental cars?
2 minute to read
General insurance topics
What is comprehensive coverage?
3 minute to read
Motorcycle insurance
What is motorcycle insurance?
2 minute to read
Home insurance
What are insurance riders?
4 minute to read
Life insurance
What are child and spouse life insurance riders?
3 minute to read
Car insurance
What is rideshare insurance?
4 minute to read
General insurance topics
What is collision insurance?
3 minute to read
Life insurance
What is an accelerated death benefit rider?
3 minute to read
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Car insurance
How does car insurance work?
4 minute to read
Car insurance
How much personal injury protection insurance do I need?
3 minute to read
Condo insurance
How does condo insurance work?
4 minute to read
Car insurance
What is auto liability insurance coverage?
5 minute to read

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.

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Coverages explained

Articles on how insurance coverage works

What is loss of use coverage on a homeowners insurance policy?

How does life insurance work?

What is landlord insurance?

How to borrow against a life insurance policy

What is flood insurance?

What is a term life insurance rider?

Does homeowners insurance cover sewer line damage?

What is personal injury protection?

What is other structures coverage?

What is collision damage coverage for rental cars?

What is comprehensive coverage?

What is motorcycle insurance?

What are insurance riders?

What are child and spouse life insurance riders?

What is rideshare insurance?

What is collision insurance?

What is an accelerated death benefit rider?

How does car insurance work?

How much personal injury protection insurance do I need?

How does condo insurance work?

What is auto liability insurance coverage?

Browse related categories

Terms & definitions

Insurance requirements