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Coverages explained

Discover how different types of insurance and coverages protect you from the unexpected.

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Insurance basics
Coverages explained

Articles on how insurance coverage works

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ATV/UTV insurance (2)
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Car insurance
Uninsured motorist property damage vs. collision coverage
3 minute to read
Home insurance
What is service line coverage in home insurance?
3 minute to read
Life insurance
What is a family income rider in life insurance?
2 minute to read
Life insurance
What is return of premium rider in life insurance?
3 minute to read
Home insurance
How does mobile home insurance work?
3 minute to read
Life insurance
What is a life insurance critical or chronic illness rider?
4 minute to read
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How to buy a car online
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Car insurance
What is auto collision insurance coverage?
5 minute to read
Wedding and event insurance
How does event insurance work?
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Car insurance
What is uninsured motorist coverage?
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Car insurance
What is comprehensive auto insurance coverage?
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Car insurance
What is gap insurance coverage?
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Boat & PWC insurance
Does insurance cover boat trailers?
2 minute to read
Life insurance
What is a guaranteed insurability rider?
4 minute to read
Health, dental, and vision insurance
How does health insurance work?
10 minute to read
Life insurance
Should you buy life insurance with a long-term care rider?
4 minute to read
Home insurance
How much home insurance do you need?
5 minute to read
Condo insurance
Insurance for a co-op
3 minute to read
Boat & PWC insurance
What is boat comprehensive and collision coverage?
2 minute to read
Life insurance
What is a life insurance rider?
7 minute to read
Car insurance
How much car insurance do I need?
11 minute to read

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.

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Coverages explained

Articles on how insurance coverage works

Uninsured motorist property damage vs. collision coverage

What is service line coverage in home insurance?

What is a family income rider in life insurance?

What is return of premium rider in life insurance?

How does mobile home insurance work?

What is a life insurance critical or chronic illness rider?

How to buy a car online

What is auto collision insurance coverage?

How does event insurance work?

What is uninsured motorist coverage?

What is comprehensive auto insurance coverage?

What is gap insurance coverage?

Does insurance cover boat trailers?

What is a guaranteed insurability rider?

How does health insurance work?

Should you buy life insurance with a long-term care rider?

How much home insurance do you need?

Insurance for a co-op

What is boat comprehensive and collision coverage?

What is a life insurance rider?

How much car insurance do I need?

Browse related categories

Terms & definitions

Insurance requirements