Staying in your home

Explore resources to keep your home and future secure

What does homeownership stability look like?

Sustaining your status as a homeowner isn't only about paying your mortgage. It also includes understanding property taxes, maintaining your home, and thinking ahead to the future value of your property.

When new homeowners can sustain their homeownership status, it benefits them, their families, and their communities. In fact, Habitat for Humanity notes that staying in a home longer makes homeowners more likely to see positive financial returns. And children of homeowners tend to become homeowners sooner, driving more opportunity to build wealth through homeownership.

Resources for sustaining homeownership

Home budgeting toolkit

This guide will take you step by step, to help you confidently maintain your home and prepare for the ups and downs of homeownership.

Download the Home Budgeting Toolkit (PDF)

Housing counseling

If you find yourself struggling to make your mortgage payments, the U.S. Department of Housing and Urban Development (HUD) recommends working with a housing counselor for support.

Find a housing counselor

Explore home insurance resources for homeowners

Browse these articles to help keep your expenses down while ensuring your home is protected. From understanding premiums to knowing what to do when things go wrong, we've got you covered.