Bundle property and save an average of 5% on auto in most states!Δ list with 3 items
Or, quote another product list with 37 items
Car Insurance
Drivers who switch and save see an average savings of $975†
Car insurance at a glance
With the #1 auto insurer,* it's easy to purchase the right auto coverages and feel confident you're getting every savings opportunity you qualify for. You get 24/7 claims support, the ability to compare rates against other insurers, and Snapshot®, which personalizes your rate to how you drive.†† Get your car insurance quote completely online in as little as four minutes.
How much can I save if I switch to Progressive?
Drivers save an average of $975 when they switch to Progressive and save.† Here's how much customers save when they switch from another insurer:
- Allstate customers who switch and save with Progressive save $1,019 on average§
- GEICO customers who switch and save with Progressive save $759 on average§§
- State Farm customers who switch and save with Progressive save $792 on average#
What do I need to get an auto insurance quote?
To get the most accurate car insurance quote, you'll need:
- Your address
- Your car's make, model, and year
- Some information about your driving history in the last 3 to 7 years
To buy an auto policy after you get a quote, you'll need your vehicle identification number (VIN) and driver's license number.
You can quote, buy, and get proof of auto insurance entirely online in minutes. Coverage can start the same day in most cases, and your ID cards will be available in your account and on the Progressive app.
How much does car insurance cost?
The average cost of Progressive car insurance ranges from $87.56 per month in low-cost states to $165.02 per month in high-cost states for a liability-only policy.##
Car insurance rate factors typically include where you live, your driving record, your vehicle, the coverages you choose, and more. To get a better idea of how much car insurance might cost near you, find out the average car insurance cost in your state.
How do I compare car insurance quotes?
Compare the same coverages, limits, and deductibles. Two quotes with different limits and deductibles aren't the same, even if the prices are close.
Progressive makes it easy to accurately compare quotes with AutoQuote Explorer®. When you get your Progressive quote, look for the option to compare rates with other trusted insurers.‡‡
What car insurance discounts does Progressive offer?
Progressive auto customers earn an average of 7 discounts.+ We'll automatically apply all the discounts you qualify for, like:
- Bundling discounts: New customers who save bundling home and auto save over $1,000 on average.† Earn a multi-policy discount when you have any combination of Progressive policies, including auto and home, renters, motorcycle, RV, boat, and more.
- Safe driver discounts: Have you gone three or five years without an accident, or three years without a claim? Our accident-free and claim-free discounts reward you for safe driving.
- Payment discounts: Earn a discount just for quoting and signing online, paying in full, going paperless, and setting up autopay.
- Student discounts: We offer student discounts for earning good grades, teen drivers, and students who are away at college.
What tools can help me lower my rate?
-
Savings!Snapshot®
Personalize your rate to how you actually drive. Drivers who save with Snapshot save $328 a year on average.††
-
Name Your Price® tool
Tell us your budget for potentially cheaper car insurance. We'll show you the coverage options that fit best.
-
Deductible Savings Bank®
Lower your deductible by $50 for every policy period with no claims or violations, all the way down to $0.|
What car insurance coverages are available?
These are some of the most common coverages Progressive drivers choose. Requirements and availability may vary by state.‡
Coverage
|
Coverage |
What it covers |
|---|---|
|
Liability |
Property damage and injuries you cause to others in an accident, plus related legal costs |
|
Collision |
Damage to your vehicle after an accident, no matter who's at fault |
|
Comprehensive |
Damage to your vehicle after theft, hail, fire, or other events outside of your control |
|
Uninsured / underinsured motorist (UM/UIM) |
Your injuries when the driver who hits you has too little or no coverage |
|
Roadside assistance |
Towing, flat tires, fuel delivery, lockouts, and other services if your car breaks down |
|
Progressive Vehicle Protection|| |
Your vehicle's major systems after the manufacturer's warranty ends, plus key fob replacements, dents, and dings |
Why choose Progressive?
-
Trusted since 1937
More than 40 million drivers trust Progressive. We've been protecting our customers for 85+ years.
-
Rated A+ by A.M. Best
Progressive offers affordable insurance that's ranked at the highest level by third-party financial raters.
-
24/7 claims support
If you have a claim, we're always available online or via phone to guide you through the process.
How much car insurance do I need?
The amount of car insurance you need comes down to two things: your state's auto insurance requirements and your finances. If you have a car loan or lease, the lender may require "full coverage." This typically includes any state-required coverages, plus comprehensive and collision.
Consider setting your auto liability limit close to your net worth. If you're at fault in an accident, you can be held responsible for the costs, which can quickly eat up your savings and assets.
Try our car insurance coverage calculator to estimate how much car insurance you need.
What car insurance is required in my state?
Car insurance requirements vary by state. Nearly every state requires a minimum amount of liability coverage, and yours may also require other coverages. Find out your state's requirements by choosing your state.
Car insurance for different drivers and special situations
Find out how car insurance works during these life events and specific situations:
Common car insurance questions
Get quick answers to some of the most-asked questions about car insurance. See our auto insurance FAQ page for even more information.
-
Car insurance is required in nearly every state. It protects your wallet when accidents happen. Medical bills, vehicle and property damage, and rental car costs can add up quickly, and car insurance steps in to help when you have a covered claim.
-
-
-
-
-
-
-
-
-
