Opening the door for homeownership

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Increasing access for home buyers

In an economy where homeownership is the cornerstone of financial stability, many find themselves locked out without a key. The Urban Institute reveals a staggering wealth gap between homeowners and renters, driven largely by real estate — a gap that has reached unprecedented levels.

According to Bankrate, homeownership can often be a key driver of wealth accumulation. However, this challenge is especially daunting for first-generation homeowners, whose families have never owned a home. Costs like down payments and closing fees are major barriers that cut across all racial and ethnic backgrounds and geographies.

Progressive is passionately committed to breaking down these barriers by equipping individuals with the essential knowledge and resources needed to purchase, maintain, and build wealth through homeownership. We've made it part of our purpose to open the door for aspiring homeowners, fostering financial security for generations to come.

In 2024, we contributed over $7M

Our investments are helping more families purchase, retain, and build a lasting legacy through homeownership. Last year, we partnered with various organizations to lay the foundation for tangible impact. We're not stopping there — we're investing more in 2025 and beyond to greatly expand our efforts and reach even more hopeful homeowners.

A Dad laying on his back lifting his daughter in the air on his legs

Our commitment to first-generation homeowners

Providing the knowledge and resources necessary to purchase, maintain, and build wealth through homeownership. The goal? To foster financial security for generations to come.

Two girls playing while their parents watch

Support for buying a home

With the wealth gap between homeowners and renters at an all-time high, we're devoted to making homeownership accessible by providing financial resources and educational tools to help first-generation homeowners overcome challenges and achieve their dreams.

Discover your path to homeownership

Two children playing with their dad

Support for staying in your home

We're committed to empowering homeowners with the resources and support they need to thrive in homeownership, including guidance and education on maintaining and sustaining their investment.

Explore our homeowner resources

Mom controlling a wall thermostat

Support for building wealth through your home

We're dedicated to helping homeowners build wealth and a lasting legacy by providing the resources and financial literacy tools needed to maximize the benefits of homeownership and secure their future.

Begin building your legacy

Delivering down payment assistance

$13.5k towards a down payment with the UpPayment program

Talking about solutions is great. Doing something about them is even better. That’s why we launched UpPayment — our down payment assistance program created to help first-generation homebuyers get into homes faster. This year, 100 participants will receive a $13.5k grant toward their down payment — and we're just getting started.

Application window is now closed. Stay tuned for the next submission opportunity.

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