Homeowners Insurance Discounts

You may receive a multi-policy discount on your homeowners insurance as well as your auto insurance when you bundle home and auto policies through Progressive. You also have the option to bundle homeowners insurance with other policies, such as motorcycle, boat, or RV, for a multi-policy discount.

Simply paying for your 12-month policy upfront can earn you a homeowners insurance discount.

Unlock a potential homeowners insurance discount when you shop ahead. Get a quote at least 10 days before your policy starts to lower your rate.

Grab an easy discount, when available, just for receiving your policy documents through email.

The newer your home, the bigger homeowners insurance discount you could earn.

Purchasing a new home? You may receive a discount on homeowners insurance — and your home doesn't have to be newly built to qualify.

You may get a discount on homeowners insurance for alarm systems, including burglar and fire alarms. Discounts may also be available for safety features like automatic sprinklers, cameras in your home, and a security system.

Florida residents may qualify for an extra discount if their residence has been fitted with Florida Building Code-certified roof and/or wind mitigation updates. Customers with residences built in 2002 or later will automatically receive policy credits and may still qualify for additional discounts. Residences built prior to 2002 may also qualify. Learn more about the Florida Wind Mitigation discount and what's needed to qualify.

If you bundle homeowners and auto insurance with Progressive and a single event causes a covered loss to both your home and vehicle, you're only responsible for one deductible, assuming coverage applies to both policies. If you have policies with different companies, you typically must pay two separate deductibles. This benefit is only available when your homeowners insurance is underwritten by Progressive Home (formerly "ASI"), one of the insurers in Progressive's network.

The homeowners insurance companies we work with have established relationships with contractors across the country. That means if your home is damaged, you could get a recommendation for a qualified contractor.

Whether you quote online, over the phone, or through an agent, we make it easy to uncover the discounts you qualify for by asking the right questions and automatically applying the savings.

A new discount may be applied at any time, if you qualify. Since discounts can change if your situation changes (for example, if you add a security system), regularly reviewing your policy helps you maximize discounts.

You may lower your homeowners insurance rate by increasing your deductible (if possible) and adjusting your coverages.

Learn more ways to score cheap homeowners insurance, and find out how affordable homeowners insurance can be through Progressive in your state.