Progressive Auto Liability Coverage
Auto liability coverage helps pay for damage you cause to others — including physical injuries to people and property damage — and it's required in nearly every state. Progressive includes liability coverage in nearly every car insurance policy and can be customized to your needs.
Example:
You lose control of your vehicle and hit your neighbor who is standing in their driveway, along with their car and mailbox. Your liability coverage can cover your neighbor's injuries and the cost to repair their mailbox and vehicle.
Common questions about Progressive's auto liability coverage
How much does liability coverage cost with Progressive?
The average cost of a liability-only policy from Progressive ranges from $87.56 per month in low-cost states to $165.02 in high-cost states.* Your auto insurance rate depends on factors like your age, location, driving history, vehicle, and how you use your vehicle. To see average costs and coverage requirements where you live, visit our auto insurance by state page for a more accurate range based on your state.
What does Progressive liability coverage include?
Auto liability coverage includes bodily injury liability coverage (BI) and property damage liability coverage (PD). Bodily injury liability coverage helps pay for costs related to injuries you cause to others. Property damage liability coverage helps pay for damage you cause to someone else's property.
Every Progressive policy meets your state's minimum liability requirements. You can choose to increase your liability coverage limits.
Learn more about auto liability coverage and how it works.
What liability limits can I choose with Progressive?
Progressive offers a range of bodily injury and property damage liability limits that allows you to choose the level of protection that fits your needs.
Liability limits are typically listed as three numbers, such as 100/300/100. In this example, the numbers represent $100,000 for injuries per person, $300,000 for injuries per accident, and $100,000 for property damage per accident. Nearly every state has a minimum liability requirement, which can as low as 15/30/5, depending on where you live.
Selecting a higher limit provides more protection but may increase your premium.
How do I update my liability coverage at Progressive?
You can find and adjust your liability limits at any time by logging in to your policy or calling us at 1-855-347-3939.
How can I lower the cost of liability coverage?
Here are a few strategies that may lower the cost of coverage:
- Qualifying for discounts through bundling policies, enrolling in autopay, or signing your policy online
- Reviewing your policy to remove optional coverages you may no longer need
- Maintaining a safe driving record
Cover with Confidence
See what similar drivers choose for their liability limits when you get a car insurance quote. We use data from millions of drivers to help you find the right coverage level.
Learn how our other auto coverages protect you and your loved ones
We offer a variety of car insurance coverages so you can create a personalized policy that's right for you.
