Wyoming motorcycle insurance

Q: What's the best motorcycle insurance in Wyoming?

One in three insured motorcycle riders choose Progressive. ** Whether you ride in Cheyenne, Casper, Laramie, or anywhere else in the Cowboy State, the best motorcycle insurance features dependable and personalized coverage at an affordable cost. Progressive offers cheap motorcycle insurance in Wyoming for bikers without discarding the valuable protection that gives riders peace of mind.

As home to Yellowstone National Park and Grand Teton National Park, Wyoming offers some of the most scenic motorcycle rides in the world. Progressive has a long history of helping bikers ride protected on any road in Wyoming with customized coverage and easy discounts for big savings. Find out about requirements, coverages, and cost information for motorcycle insurance in Wyoming.

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What are the minimum requirements for motorcycle insurance in Wyoming?

Wyoming motorcycle law requires all riders to carry motorcycle liability coverage for bodily injury and property damage. Liability coverage may pay for injuries or damage you cause to others while riding, up to your policy's limits. You can increase the amount of liability coverage, if necessary, to more fully protect your assets.

Required coverage	What it covers	Minimum amount
Bodily injury liability	What it coversInjuries you cause to others in an accident	Minimum amount$25,000 per person $50,000 per accident
Property damage liability	What it coversProperty damage you cause to others in an accident	Minimum amount$20,000 per accident

Wyoming also mandates uninsured/underinsured motorist bodily injury coverage, but you may reject or lower this coverage by submitting a signed form if you choose not to carry them.

Do you need comprehensive and collision coverage?

Comprehensive motorcycle coverage and collision motorcycle coverage are optional unless you're financing or leasing your motorcycle. But even if your bike is paid in full, you may want to protect your motorcycle against physical damage. Comprehensive coverage may cover damage to your bike from events out of your control: motorcycle theft, vandalism, hitting an animal, fire, and weather-related issues. Collision can cover your motorcycle if it collides with another object or vehicle, regardless of who's at fault.

How much is motorcycle insurance in Wyoming?

In 2023, the annual cost for a Progressive motorcycle insurance policy in Wyoming with liability coverage only was $159.19.^* Many factors influence your price for motorcycle insurance, including your age, driving history, location, type of bike, and coverage selection. Learn more about the cost of motorcycle insurance.

Pro tip:

Bundle and save with two or more Progressive insurance policies. Get a multi-policy discount when you combine motorcycle insurance with homeowners, renters, auto, RV, or boat insurance.

What's the best motorcycle insurance in Wyoming?

One in three insured motorcycle riders choose Progressive.^** Whether you ride in Cheyenne, Casper, Laramie, or anywhere else in the Cowboy State, the best motorcycle insurance features dependable and personalized coverage at an affordable cost. Progressive offers cheap motorcycle insurance in Wyoming for bikers without discarding the valuable protection that gives riders peace of mind.

You can decrease the cost of motorcycle insurance in Wyoming with motorcycle insurance discounts, such as:

Multi-policy discount
Motorcycle license/endorsement discount
Responsible driver discount
Safety course discount
Association membership discount

Find out more ways to lower the cost of motorcycle insurance.

Additional motorcycle insurance coverages available in Wyoming

For increased protection, the following optional coverages may be added to your Progressive motorcycle policy:

Motorcycle accessory coverage: Can pay for damage to the upgrades you've made to your bike and your equipment, such as chrome pieces, electronics, handlebars, and custom paint and wheels
Medical payments: Can pay for injuries you or your passenger suffer, regardless of fault
Total loss coverage: May pay for the full value of your bike in the event of a total loss, protecting against depreciation (available only for bikes no more than one model year old on a new policy)
Carried contents and personal belongings: Can pay to replace any personal effects you're carrying when a covered loss occurs, including theft
Enhanced injury protection: May pay as much as $250 a week for two years if you can't work due to injuries sustained during a crash
Roadside assistance: Covers the cost of towing your bike to the nearest repair shop

Learn more about motorcycle insurance coverages.

Quick facts for riding in Wyoming

In Wyoming, you must earn a motorcycle endorsement in addition to your driver's license. You can earn an endorsement by passing a motorcycle education course or by passing both a written test and a motorcycle skills test.
Lane splitting is illegal in Wyoming, and no more than two motorcycles are legally allowed to share a lane.
If you're 18 years of age or older, you're not required to wear a helmet, according to Wyoming helmet laws. All operators and passengers under the age of 18 are legally required to wear a helmet while riding.
The Beartooth Highway, a 137-mile journey from Red Lodge to Cooke City, is known as the "most beautiful drive in America."