Does golf cart insurance cover theft?

If you have comprehensive coverage, a golf cart insurance policy may cover theft, vandalism, glass breakage, damage from fire, severe weather, or hitting an animal. Golf cart insurance may pay for repair or replacement of your golf cart in case of a covered incident. Otherwise, if your golf cart is stolen, you'd need to replace it from your pocket. Learn more about what golf cart insurance covers and how much golf cart insurance costs.

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How many golf carts are stolen each year?

Gulf Atlantic Vehicles reports that about 30,000 golf carts are stolen yearly. As golf carts become more valuable with customizations and fun accessories, they have increasingly become a target for thieves. Fortunately, there are several steps you can take to prevent the theft of your golf cart.

How to prevent golf cart theft

A motivated thief may try to steal an item regardless of what anyone does to keep it safe. The best anti-theft measures discourage thieves from being able to make a quick score. Consider what security measures are best for your situation. Here are some ways to prevent golf cart theft:

  • Implement golf cart anti-theft devices: In addition to physical locks and key changes, you can also upgrade the security of your golf cart by implementing a kill switch, GPS tracker or a motion detecting spotlight.
  • Use a golf cart cover: If you keep your golf cart outside, covering it can deter theft.
  • Store in a garage or shed: If the garage or shed remains locked, the most secure way to store your golf cart is in an outbuilding.
  • Be thoughtful about where you park: Parking your golf cart where you can see it or in a well-trafficked public location is your next best solution for golf cart theft prevention.

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