What are the different types of RVs?

Class A is the largest type of motorhome and typically the most expensive. According to Cruise America, standard Class A motorhomes can range between $200,000 to $300,000. They have a unique chassis designed specifically for use as a motorhome, similar to that found on a bus or a semi-truck. They're often comparable in size to a tour bus and come in diesel and gasoline-powered varieties, measuring up to 45 feet long as defined in most states. Their size allows for more luxurious accommodations for up to eight people, and they can include amenities like large bathroom and kitchen areas. Some of the largest (and most expensive) Class A motorhomes even include a mobile garage big enough for a small car.

Because of their size, you may need a special non-commercial driver's license to operate a Class A motorhome. This type of motorhome typically only gets six to 10 miles per gallon, according to Cruise America.

Class A motorhomes require their own RV insurance policy, which includes at least minimum liability insurance. This type of policy may be able to help in the event you cause damages or injuries while driving your class A motorhome, up to your policy's limits. Other coverages are available to help ensure your home away from home is as comfortable as it is safe to drive.

Class B motorhomes are the smallest type of motorhome, usually built on a van chassis and sometimes called a campervan. Despite their small size, they generally need to meet basic living needs for a small family of two to four people and contain a kitchen and sleeping area to be considered a motorhome.

Class B motorhomes can be up to 25 feet in length but are usually under 21 feet long, making them a bit easier to maneuver than larger Class A RVs. This type of motorhome gets about 18 to 22 miles per gallon.

According to Van Lifers, Class B motorhomes can cost between $80,000 to $160,000, depending on the vehicle's size, condition, any upgrades, and if it's new or used.

Class B camper vans may cost less to insure than a class A motorhome, but the minimum liability coverage requirement is still the same. And just because class B motorhomes are smaller and less expensive doesn't mean you should forgo coverage—especially since this will be your home while on the road. Find the right coverage for your class B campervan at the right price to make sure your summer plans stay on track.

Class C motorhomes are a mid-sized option that offers more space and features than a campervan. They also offer better maneuverability and fuel economy than luxurious Class As, and they have the same capacity of four to eight people. They're usually built on a truck chassis and have an overhead area above the cab for extra sleeping or storage space. Class Cs are typically between 20 to 31 feet long and get about 10 to 15 miles per gallon

According to Camping World, the average cost of a Class C motorhome ranges typically between $75,000 to $150,000, depending on the make, model, trim, and additional features.

Class C mini motorhome insurance doesn't necessarily mean mini coverage. Like class A and class B motorhomes, you'll still need a minimum liability policy in order to drive one of these and keep it protected while cruising the open road. Keep in mind that just because you're towing less doesn't mean you need less coverage—your personal property is still worth insuring no matter what size you call home.

Cargo trailers and utility trailers transport ATVs, motorcycles, equipment, horses, food — practically anything — from point A to point B. Sizes vary based on what they're designed to carry.

A conventional travel trailer is used for camping and traveling, with many offering basic amenities such as a kitchen and bathroom. These trailers are typically lightweight and can be towed by an SUV or pickup truck using a ball and coupler hitch.

Fifth-wheel trailers are longer and heavier than conventional travel trailers, offering more square footage, large kitchen and bathroom areas, and bigger fresh and wastewater storage tanks for longer trips. Due to their large size, these trailers must be towed by a pickup truck with a jaw hitch attached in the bed.

Pop-up campers are lightweight trailers that include a small living area enclosed within a tent-like structure. Their small size makes them one of the most affordable types of RVs, and they're also the easiest trailers to tow. Depending on the model, you may find pop-ups with a sink, fridge, and small bathroom.

Truck campers are exactly that — a camper in the bed of a pickup truck. These enclosed structures fit to the top of your pickup bed and provide shelter from the elements. They typically include a storage space that sits above the cab.