How to modernize your classic car

What is a resto-mod?

According to Velocity Restorations, a resto-mod or restomod "describes a genre of classic vehicles that have been restored (resto) with modern modifications (mod)." A traditional restoration focuses on rebuilding a car to its original factory specifications after disassembling it, repairing or replacing parts, and recreating its original look and feel.

A resto-mod goes a step further by adding upgrades like a modern fuel-injected engine, four-wheel disc brakes, new wheels or tires, updated suspension, and improved lighting. These changes make the vehicle easier to drive and maintain without losing the style of a classic car.

What are the benefits of modernizing a classic car?

• Safety: Adding features like four-wheel disc brakes, new tires, LED lighting, and airbags in some cases, helps the car meet today's safety standards while giving you peace of mind on the road.
• Performance: Modern engines, fuel injection, and suspension upgrades give you more horsepower, smoother handling, and improved fuel efficiency compared to the car's original setup.
• Comfort: Upgrades like air conditioning, power steering, sound insulation, and modern information and entertainment options make the driving experience more comfortable for daily use or long trips.
• Financial return: A well-executed resto-mod can command a higher price than a stock classic for a buyer who values modern amenities over originals.

How to begin modernizing a classic car

If you're not experienced with car upgrades, it's a good idea to consult professionals, especially for major mechanical or safety improvements. Modernizing a classic car can be as simple as upgrading the brakes or lighting or as complex as a full-frame-off resto-mod. Here are three experts to consider reaching out to:

• Trusted mechanics: For safety and performance upgrades like brakes, suspension, steering, or fuel injection, start with a mechanic you trust. Be specific about your goals and discuss any limitations or budget constraints. If your mechanic doesn't do custom work, they can often recommend specialty shops that do.
• Customizers: Customizers focus on accessories, appearance, and comfort upgrades. They're a great option if your goal is to refresh the car's style or improve the driving experience.
• Resto-mod specialists: For a full transformation, a resto-mod company can handle everything from sourcing the car to rebuilding it with modern components. This is the most expensive option, but ideal if you don't have experience and want a professional, finished project.
• Your insurer: You’ll want to protect your project as you go. Progressive Classic Car by Hagerty offers Vehicle Under Construction coverage designed for vehicles undergoing an active restoration.

What are popular classic car upgrades?

Modernizing a classic car doesn't always mean a full engine swap. Small upgrades can make a significant difference in safety, reliability, and comfort. Here are some of the most popular upgrades to consider:

• Tires: Modern tires improve grip, handling, and fuel efficiency compared to older tires. They also last longer and improve safety in hazardous conditions.
• Brakes: Replacing drum brakes with modern disc brakes and dual master cylinders gives you shorter stopping distances and more consistent performance.
• Lighting: Upgrading to halogen or LED headlights and brighter turn signals improves visibility and safety without straying from the car's vintage appearance.
• Backup camera: Small, wireless backup cameras make parking safer and easier. Many can be removed or hidden for car shows to keep the factory appearance intact.
• Steering: Electric power steering units are a simpler solution than hydraulic systems, making low-speed driving much easier.
• Seat belts: Adding or upgrading seat belts is one of the most essential and important safety improvements you can make.
• Audio: You can now buy Bluetooth-enabled radios that look period-correct but allow hands-free calls and streaming. When paired with upgraded speakers, you can enjoy modern sound quality without losing the classic appeal.

How modern upgrades to your classic car affect insurance

If you've added modern technology or performance upgrades to your classic car, let your insurer know, as these changes can affect how your car is classified and what coverages you need. Progressive Classic Car Insurance by Hagerty covers a wide range of modified vehicles, including:

• Hot rods, street rods, resto-mods, kit cars/replicas, pro-street builds, cobra replicas, low riders, tuners, and more
• Classics with major performance upgrades
• Classics with structural alterations to body, chassis, or frame
• Classics with custom paint jobs valued at $10,000 or more

Beyond standard coverage, Hagerty offers optional protection for spare parts, automotive tools, and automobilia. You can even choose coverage that automatically increases as your car is being updated. Learn more about what classic car insurance covers.

Members of the Hagerty Drivers Club also get access to Ask Hagerty, a service that offers technical advice, shop recommendations, and help locating rare or hard-to-find parts.