Can you buy a motorcycle without a driver's license?

If you're buying a motorcycle and you don't have a license, you won't be able to go for a test drive, so bring a licensed rider with you when you shop. That way, someone can ride the bike to evaluate its performance and check for problems. The downside is you won't get to experience riding the bike for yourself.

When you buy a motorcycle without a license, you need to get the bike home by arranging a tow or having a licensed friend ride it. Sometimes the dealer can deliver it for a fee. If you're getting a loan, you should consider getting pre-approved, which might require shopping around. Some lenders may not approve an unlicensed rider for a motorcycle loan or lease.

Many insurers won't offer motorcycle insurance policies to unlicensed riders. Get motorcycle insurance ahead of your purchase because you'll need it even to have a friend drive your bike off the lot for you. In most states, you need insurance shortly after the sale to transfer ownership and in nearly all states, you need proof of insurance to register your bike.

Learn more about motorcycle insurance requirements by state.

Settle on the exact terms with the seller, finalize the loan process (if necessary) and fill out paperwork. Dealers and lenders will generally require proof of your identity, so you need a legal ID like a passport or a non-driver ID card if you don't have a license. If you're buying from a private party and paying in cash, you may not need to have an ID for this step.

When you buy a motorcycle, you'll need to transfer the title (which makes you the legal owner) and register it with the state (which clears it to be on the road). States have their own rules on how much time you have to register. Check with your DMV to find out your state's rules.